:root{--ink:#203d33;--cream:#f8f5ed;--paper:#fffdf8;--tan:#b39b79;--line:#dcd7ca;--muted:#626960}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:96px}body{margin:0;background:var(--cream);color:var(--ink);font:16px/1.7 Arial,sans-serif}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #ba8044;outline-offset:5px}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Georgia,serif;font-weight:400;line-height:1.07}h1{font-size:clamp(58px,5.7vw,86px);letter-spacing:-4px;margin-bottom:28px}h2{font-size:clamp(40px,4vw,62px);letter-spacing:-2px;margin-bottom:28px}h3{font-size:32px;letter-spacing:-.8px}em{font-weight:400;color:#8f7555}.wrap{width:min(1180px,calc(100% - 96px));margin:auto}.eyebrow{font-size:10px;letter-spacing:2.5px;font-weight:700;color:#8d7250;margin-bottom:28px}.large,.lead{font:24px/1.5 Georgia,serif;letter-spacing:-.2px}.fine{font:12px/1.65 Arial,sans-serif;color:var(--muted)}.header{display:flex;align-items:center;justify-content:space-between;gap:25px;padding:27px 48px;background:var(--paper);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.wordmark span{display:block;font:22px/1.2 Georgia,serif;letter-spacing:1.1px;white-space:nowrap}.wordmark i{font:10px Arial,sans-serif;letter-spacing:2px;margin-left:7px}.wordmark small{display:block;font:8px/1.3 Arial,sans-serif;letter-spacing:1.4px;margin-top:9px}.header nav{display:flex;align-items:center;gap:27px;font-size:12px}.header nav a:hover{color:#8f7555}.nav-cta{border:1px solid var(--ink);padding:10px 19px}.nav-cta span{margin-left:18px}.menu{display:none}.hero{display:grid;grid-template-columns:1.04fr 1fr;min-height:720px}.hero-copy{padding:65px 50px 42px max(48px,calc((100vw - 1180px)/2))}.hero .eyebrow{margin-bottom:23px}.hero .lead{max-width:410px;margin-bottom:20px}.hero-text{font-size:14px;max-width:420px;color:var(--muted)}.hero-actions{display:flex;flex-direction:column;align-items:flex-start;gap:18px;margin:28px 0 38px}.button{background:var(--ink);color:var(--paper);border:1px solid var(--ink);display:inline-flex;align-items:center;justify-content:space-between;gap:40px;padding:16px 23px;font-size:12px;font-weight:700;cursor:pointer;transition:background .2s}.button:hover{background:#36574a}.button span{font-size:19px;font-weight:400;line-height:1}.text-link{font-size:13px;border-bottom:1px solid var(--tan);padding-bottom:5px;display:inline-block}.local{font-size:8px;letter-spacing:1.4px;color:var(--muted);margin:0;line-height:1.7}.hero-image{position:relative;overflow:hidden;min-height:550px}.hero-image img{width:100%;height:100%;object-fit:cover;object-position:45% center;display:block}.hero-image:after{content:'';position:absolute;inset:50% 0 0;background:linear-gradient(transparent,#15261c99);pointer-events:none}.image-caption{position:absolute;bottom:30px;left:32px;right:32px;color:white;z-index:1;display:flex;justify-content:space-between;gap:10px;font-size:8px;letter-spacing:1.5px}.intro{padding:100px 0}.intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px}.intro-grid p:not(.large){color:var(--muted);font-size:15px}.paths{display:grid;grid-template-columns:repeat(3,1fr);gap:45px;margin-top:60px;border-top:1px solid var(--line)}.paths article{padding-top:28px}.index{font-size:10px;letter-spacing:2px;color:#8d7250}.paths h3{margin:21px 0}.paths p{font-size:14px;color:var(--muted);min-height:100px}.assumption{background:var(--ink);color:var(--cream);padding:90px 0 65px}.section-top{display:flex;justify-content:space-between;align-items:flex-start;border-bottom:1px solid #ffffff30;margin-bottom:52px}.assumption .eyebrow{color:#d0bb99}.tiny{font-size:9px;letter-spacing:1.5px;color:#d0bb99}.assume-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px}.assumption h2 em{color:#cfb992}.assume-grid p:not(.eyebrow):not(.fine):not(.large){font-size:14px;color:#d3ddd4}.assume-grid .large{font-size:23px}.light{background:var(--cream);color:var(--ink);margin-top:18px}.light:hover{background:#e6dbc7}.example{background:var(--cream);color:var(--ink);align-self:start;padding:36px}.example .eyebrow{color:#8d7250;font-size:8px;letter-spacing:1.8px;margin-bottom:25px}.example h3{font-size:35px;line-height:1.13}dl{margin:30px 0 0}dl div{display:flex;justify-content:space-between;gap:18px;border-bottom:1px solid var(--line);padding:14px 0}dt{font-size:12px}dd{margin:0;font:18px Georgia,serif;white-space:nowrap}.payment{padding:28px 0 22px}.payment>span{font-size:8px;letter-spacing:1.5px}.payment strong{font:52px/1.1 Georgia,serif;display:block;margin-top:12px}.payment small{font:14px Arial,sans-serif;margin-left:15px}.example .fine{font-size:10px;margin-bottom:0}.assume-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;margin:60px 0 45px;padding:28px 0;border-top:1px solid #ffffff30;border-bottom:1px solid #ffffff30}.assume-steps>div{display:flex;gap:20px}.assume-steps span{font:24px Georgia;color:#cfb992}.assume-steps p{font-size:12px;color:#d3ddd4;margin:0}.assume-steps strong{font-weight:400;color:white;font-size:14px}details{border-bottom:1px solid #ffffff25}summary{cursor:pointer;padding:20px 0;font-size:14px}details p{font-size:13px;max-width:850px;color:#d3ddd4}.calculator{padding:95px 0;display:grid;grid-template-columns:.9fr 1.1fr;gap:90px}.calculator>div>p:not(.eyebrow){max-width:350px}.calc-box{padding:32px;background:var(--paper);border:1px solid var(--line)}.inputs{display:grid;grid-template-columns:1fr 1fr;gap:20px}label{display:block;font-size:12px}input,select,textarea{display:block;width:100%;margin-top:8px;border:1px solid var(--line);border-radius:0;color:var(--ink);background:var(--paper);padding:12px 13px;font-size:14px}input[type=number]{appearance:textfield}.results{display:grid;grid-template-columns:1fr 1fr;gap:25px;margin:25px 0;padding-top:24px;border-top:1px solid var(--line)}.results span{font-size:8px;letter-spacing:1px;display:block}.results strong{display:block;font:34px/1.4 Georgia}.results small{font-size:10px;line-height:1.6;color:var(--muted);display:block}.calc-box>.fine{margin:0}.error{color:#983f28;font-size:12px;margin:8px 0}.invest{padding:85px 0;background:#ede7da}.invest-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px}.investment-list article{display:flex;gap:25px;padding:0 0 24px;margin-bottom:25px;border-bottom:1px solid #cfc7b8}.investment-list article:last-child{margin-bottom:0}.investment-list span{font:22px Georgia;color:#8d7250}.investment-list h3{font-size:26px;margin:0 0 12px}.investment-list p{font-size:13px;color:var(--muted);margin:0}.joe{padding:100px 0;display:grid;grid-template-columns:1fr 1fr;gap:100px}.joe-mark{display:flex;flex-direction:column;justify-content:space-between;background:#d9d5c7;padding:48px;min-height:410px}.joe-mark>span{font:42px/1.15 Georgia;letter-spacing:-1px}.joe-mark small{font-size:8px;letter-spacing:1.5px}.joe p:not(.eyebrow):not(.large){font-size:14px;color:var(--muted)}.signature{font:26px Georgia;margin:28px 0}.signature small{display:block;font:10px Arial;margin-top:10px}.contact{padding:90px 0;border-top:1px solid var(--line);display:grid;grid-template-columns:1fr 1fr;gap:90px}.contact h2{font-size:46px}.contact p{font-size:14px}.contact .fine{font-size:12px}.contact form{background:var(--paper);padding:30px;border:1px solid var(--line)}.contact form>label{margin-top:20px}.contact form .fine{font-size:11px;margin:20px 0}.text-button{border:0;background:none;padding:0;color:var(--ink);text-decoration:underline;cursor:pointer;font-size:12px}#copy-status{font-size:12px}footer{background:var(--ink);color:var(--cream);padding:48px 0 28px}.footer-top{display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #ffffff30;padding-bottom:36px}.footer-top>div{display:flex;gap:35px;font-size:12px}.footer-bottom{display:flex;justify-content:space-between;gap:30px;padding-top:25px;font-size:10px;color:#c9d0c8;line-height:1.8}.footer-bottom a{text-decoration:underline}.skip{position:fixed;top:-100px;left:10px;z-index:99;background:white;padding:12px}.skip:focus{top:10px}
@media(max-width:1000px){.header{padding:22px 30px}.header nav{gap:16px}.wrap{width:calc(100% - 60px)}.hero-copy{padding:55px 30px}.hero{min-height:680px}h1{font-size:66px}.intro-grid,.assume-grid,.invest-grid,.joe{gap:50px}.calculator,.contact{gap:40px}.example{padding:26px}.example h3{font-size:30px}.contact h2{font-size:40px}.paths{gap:28px}.image-caption span:last-child{display:none}}
@media(max-width:760px){html{scroll-padding-top:82px}.header{padding:20px 24px;gap:15px}.wordmark span{font-size:19px}.wordmark small{font-size:7px}.menu{display:block;border:0;background:none;font-size:12px;color:var(--ink);padding:8px}.menu span{margin-left:10px}.header nav{display:none;position:absolute;top:100%;left:0;right:0;background:var(--paper);border-bottom:1px solid var(--line);padding:20px 24px;flex-direction:column;align-items:stretch;gap:18px}.header nav.open{display:flex}.nav-cta{display:inline-block;align-self:flex-start}.wrap{width:calc(100% - 48px)}.hero{display:flex;flex-direction:column}.hero-copy{padding:48px 24px 34px}.hero h1{font-size:64px;letter-spacing:-3px}.hero .lead{font-size:23px}.hero-image{min-height:0;height:380px}.hero-actions{margin-bottom:28px}.local{font-size:8px}.image-caption{left:24px;bottom:25px}.intro{padding:65px 0}.intro-grid,.assume-grid,.calculator,.invest-grid,.joe,.contact{grid-template-columns:1fr;gap:30px}h2{font-size:44px}.intro-grid h2{margin-bottom:0}.intro-grid .large{font-size:23px}.paths{grid-template-columns:1fr;gap:25px;margin-top:35px}.paths article{border-bottom:1px solid var(--line);padding:0 0 27px}.paths article:first-child{padding-top:25px}.paths p{min-height:0;max-width:470px}.paths h3{margin:14px 0}.assumption{padding:65px 0 40px}.section-top{display:block;margin-bottom:36px;padding-bottom:20px}.section-top .eyebrow{margin-bottom:10px}.assume-grid{gap:45px}.assumption h2{font-size:54px}.example{padding:26px}.example h3{font-size:32px}.example dd{font-size:15px}.example dt{font-size:11px}.payment strong{font-size:46px}.assume-steps{grid-template-columns:1fr;gap:24px;margin:40px 0 25px}.calculator{padding:65px 0}.calculator>div>p:not(.eyebrow){max-width:none}.calc-box{padding:23px}.inputs{gap:16px}.results{gap:16px}.results strong{font-size:28px}.results span{font-size:7px}.invest{padding:60px 0}.investment-list{margin-top:12px}.joe{padding:65px 0}.joe-mark{min-height:300px;padding:35px}.contact{padding:65px 0}.contact h2{font-size:40px}.contact form{padding:23px}.footer-top{align-items:flex-start;gap:30px;flex-direction:column}.footer-top>div{flex-direction:column;gap:10px}.footer-bottom{font-size:9px}.contact .button{gap:20px;width:100%}.inputs input,.inputs select{font-size:16px}textarea{font-size:16px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.joe{align-items:center}.joe-portrait{margin:0;background:#d9d5c7}.joe-portrait img{display:block;width:100%;height:auto}.joe-portrait figcaption{padding:18px 24px;font:9px/1.5 Arial,sans-serif;letter-spacing:1.8px;color:var(--ink)}

/* Display the uploaded logo without altering the original artwork. */
.wordmark{display:block;flex-shrink:0}.brand-logo{display:block;width:320px;height:92px;object-fit:cover;object-position:center}.header{padding-top:10px;padding-bottom:10px;background:#fff}.footer-top .wordmark{background:#fff;padding:8px 12px}.footer-top .brand-logo{width:300px;height:86px}
@media(max-width:1100px) and (min-width:761px){.header .brand-logo{width:250px;height:72px}.header nav{gap:16px}}
@media(max-width:760px){.header{padding-top:8px;padding-bottom:8px}.header .brand-logo{width:min(245px,calc(100vw - 130px));height:72px}.footer-top .brand-logo{width:min(300px,calc(100vw - 72px));height:86px}.image-caption span:last-child{display:block;font-size:7px;letter-spacing:.8px}}

.brand-logo{height:106px}.footer-top .brand-logo{height:100px}
@media(max-width:1100px) and (min-width:761px){.header .brand-logo{height:84px}}
@media(max-width:760px){.header .brand-logo{height:84px}.footer-top .brand-logo{height:100px}}

.hero-credentials{font-size:12px;font-weight:700;letter-spacing:.25px;margin:22px 0 0;color:var(--ink)}.hero-credentials span{margin:0 8px;color:#8f7555}.hero h1{font-size:clamp(48px,4.7vw,72px);letter-spacing:-2.5px}.hero .eyebrow{line-height:1.6}
@media(max-width:760px){.hero h1{font-size:clamp(43px,10vw,64px);letter-spacing:-2px}.hero-credentials{font-size:11px}.hero .button{gap:20px}}
